ASSET-BASED
Equipment Financing
Equipment Financing allows you to acquire the machinery, vehicles, technology, and tools your business needs without depleting your cash reserves. The equipment itself serves as collateral, making approval easier and rates more competitive. Choose between equipment loans (you own it) or equipment leases (lower payments, upgrade flexibility). We work with specialized equipment lenders across all industries.
Loan Details
Loan Amount$10,000 - $5,000,000
Terms2-7 years
RatesStarting at 6%
Funding Speed3-10 business days
Key Features
- Up to 100% equipment financing
- New and used equipment
- Loan or lease options
- Terms up to 7 years
- Section 179 tax benefits
- Soft credit pull for pre-qualification
Benefits
- Preserve working capital
- Equipment serves as collateral
- Potential tax advantages
- Fixed payments for budgeting
- Fast approval process
- Upgrade flexibility with leases
Requirements
- •1+ year in business
- •600+ credit score
- •$100,000+ annual revenue
- •Equipment quote or invoice
- •Basic business documentation
- •Equipment must be business-use
Ideal For
- •Construction companies
- •Manufacturing businesses
- •Medical and dental practices
- •Restaurants (kitchen equipment)
- •Transportation and logistics
- •Technology upgrades
Frequently Asked Questions
Common questions about Equipment Financing
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