FAST FUNDING
Merchant Cash Advance
A Merchant Cash Advance (MCA) provides quick access to capital based on your business's future credit card and debit card sales. This is not a loan—it's a purchase of your future receivables at a discount. Repayment is automatic through a small percentage of your daily card sales, so payments naturally adjust with your business volume. MCAs are ideal for businesses that need fast funding and have strong card sales.
Loan Details
Loan Amount$10,000 - $500,000
Terms3-18 months (based on sales volume)
RatesFactor rates from 1.1 to 1.5
Funding Speed24-48 hours
Key Features
- $10K-$500K funding amounts
- Funding in 24-48 hours
- No collateral required
- Automatic daily repayment
- High approval rates
- No fixed monthly payments
Benefits
- Fastest funding option available
- Payments scale with your sales
- Minimal paperwork required
- Bad credit considered
- No personal guarantee required (select programs)
- Use funds for any business purpose
Requirements
- •4+ months in business
- •500+ credit score
- •$10,000+ monthly card sales
- •Active merchant account
- •3 months bank statements
- •Valid business license
Ideal For
- •Restaurants and food service
- •Retail stores
- •Salons and spas
- •Auto repair shops
- •Any business with strong card sales
Frequently Asked Questions
Common questions about Merchant Cash Advance
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