TRADITIONAL FINANCING
Term Loans
Term Loans are the traditional workhorse of business financing. You receive a lump sum of capital and repay it over a set period with fixed monthly payments. This predictability makes budgeting easy and allows you to plan for growth with confidence. Our network includes banks, credit unions, online lenders, and SBA-approved lenders to ensure you get the best rates and terms for your situation.
Loan Details
Loan Amount$50,000 - $5,000,000
Terms1-10 years
RatesStarting at 7%
Funding Speed1-3 weeks
Key Features
- Up to $5M in funding
- 1-10 year repayment terms
- Fixed monthly payments
- Competitive interest rates
- No prepayment penalties (most programs)
- SBA loan options available
Benefits
- Predictable payment schedule
- Build business credit
- Lower rates than alternative financing
- Longer repayment terms
- Large funding amounts available
- Use for any business purpose
Requirements
- •2+ years in business
- •650+ credit score
- •$250,000+ annual revenue
- •Profitable operations (or clear path to profitability)
- •Business and personal tax returns
- •Financial statements
Ideal For
- •Established businesses
- •Equipment purchases
- •Business expansion
- •Debt consolidation
- •Working capital for growth
Frequently Asked Questions
Common questions about Term Loans
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