WORKING CAPITAL
Business Line of Credit
A Business Line of Credit provides your company with flexible access to capital whenever you need it. Unlike a traditional loan where you receive a lump sum, a line of credit allows you to draw funds as needed up to your approved limit. You only pay interest on the amount you've drawn, making it an efficient and cost-effective solution for managing cash flow, covering unexpected expenses, or seizing growth opportunities.
Loan Details
Loan Amount$10,000 - $1,000,000
Terms12-24 month draw period
RatesStarting at 8%
Funding Speed3-7 business days
Key Features
- Up to $1M credit limit
- Revolving access to funds
- Pay only for what you use
- Quick draws via online portal
- Automatic payment options
- Annual renewal with limit increases
Benefits
- Flexible funding on your schedule
- Build business credit history
- No prepayment penalties
- Same-day funding on draws
- Dedicated account manager
- Competitive interest rates
Requirements
- •Minimum 1 year in business
- •600+ credit score
- •$100,000+ annual revenue
- •Business bank statements (3-6 months)
- •Basic business documentation
- •No recent bankruptcies
Ideal For
- •Seasonal businesses
- •Companies with fluctuating cash flow
- •Businesses needing emergency reserves
- •Inventory purchasing
- •Payroll management
Frequently Asked Questions
Common questions about Business Line of Credit
Explore Other Products
REAL ESTATE
Commercial Real Estate
Purchase, refinance, or construction loans for office, retail, industrial, and multifamily properties.
Learn MoreFAST FUNDING
Merchant Cash Advance
Fast working capital based on your daily credit card sales. No collateral required.
Learn MoreTRADITIONAL FINANCING
Term Loans
Traditional business loans with fixed monthly payments and competitive rates.
Learn More